It hurts our hearts every time a client calls who has lost a loved one to fentanyl. When it comes to destroying lives and families, fentanyl ranks at the top. Fentanyl is 25 to 50 times stronger than heroin. Black market fentanyl from China and Mexico is cheap and widely available. Narcotics dealers add fentanyl to almost everything they sell. A shocking percentage of our denied life insurance calls are fentanyl related overdoses. Even though the death certificate typically states that the cause of death was an “accidental overdose”, these life insurance claims are initially denied. Many of these initial denials can be reversed when appealed by an experienced life insurance firm.
Hidden underneath the huge numbers of fentanyl related cases is a subset of cases where the fentanyl was given to someone intentionally. These people never had an intent to take any drug. The fentanyl was given to kill them. Fentanyl is a very inexpensive and easy way to kill someone without drawing unwanted attention. The bad people in this world already know that the police don’t have the resources to investigate drug overdose cases. When it comes to fentanyl deaths, there’s a built-in prejudice, if not an actual presumption, that the victim knowingly took fentanyl. In many cases, however, the victims were told that the fentanyl was another drug such as ecstasy (MDNA), cocaine or oxycodone. In the western United States, especially in California and Arizona, everyone has heard of “Mexican Oxy”. People think they are taking a real Oxycodone tablet, but it is a fentanyl knock-off. These unsuspecting victims fall asleep and die. In this post, however, I am referring specifically to those persons who were murdered with fentanyl. No accident involved. Straight up intentional murder.
With a fentanyl overdose there’s literally no smoking gun. There is typically just a 911 call reporting that someone is unconscious. There’s no 911 call with someone screaming “shots fired” or yelling “send the police”. There’s never any sign of a struggle or violence. We are seeing cases where the victim was actually targeted, lured and poisoned with the intent to murder them. Auto theft rings and many others are using fentanyl instead of guns. For every murder you hear about on the news involving a gun, I suspect there are at least as many more unreported murders committed using fentanyl. Fentanyl it seems is becoming America’s murder weapon of choice. The people who die from fentanyl will never be on the news and virtually none of the fentanyl overdose deaths will ever be investigated. We closely investigate these cases and sometimes it isn’t an accidental overdose. It’s murder. If you have had a loved one who died from fentanyl and your claim has been denied, don’t hesitate to call or send us an email today.