At the DiGeorge Life Insurance Law Firm (www.digeorgelifeinsurancelaw.com), we see all kinds of interesting cases from every state in the country. The first step to winning a denied life insurance claim is to hire the right law firm so do your research. Bigger does not mean better. There are some giant law firms that have lots of commercials on TV and who everyone has heard of. That doesn’t mean they are better at winning denied life claims. Think of two fishing boats. One boat is a beautiful sport fishing yacht and game fish are line hooked and reeled-in, one at a time. The other fishing boat is a giant trawler that lays out miles of net. It scours everything from the ocean keeping a few and discarding the rest. Now imagine that those big firms are like that factory fishing boat. Chances are good that unless your case is a lay-up, they are going to throw it back into the ocean. They keep the easy cases and discard the rest. Find a firm that knows how to win the hard ones! The DiGeorge Firm wins the tough ones. We win cases that have been denied multiple times including cases denied again in the hands of other law firms. When the life insurance companies see an appeal come in on DiGeorge Life Insurance Law letterhead they know we aren’t just throwing mud at the wall. Contact us anytime, day or night for a completely free consultation. Remember, we don’t get a penny unless we win.
It hurts our hearts every time a client calls who has lost a loved one to fentanyl. When it comes to destroying lives and families, fentanyl ranks at the top. Fentanyl is 25 to 50 times stronger than heroin. Black market fentanyl from China and Mexico is cheap and widely available. Narcotics dealers add fentanyl to almost everything they sell. A shocking percentage of our denied life insurance calls are fentanyl related overdoses. Even though the death certificate typically states that the cause of death was an “accidental overdose”, these life insurance claims are initially denied. Many of these initial denials can be reversed when appealed by an experienced life insurance firm.
Hidden underneath the huge numbers of fentanyl related cases is a subset of cases where the fentanyl was given to someone intentionally. These people never had an intent to take any drug. The fentanyl was given to kill them. Fentanyl is a very inexpensive and easy way to kill someone without drawing unwanted attention. The bad people in this world already know that the police don’t have the resources to investigate drug overdose cases. When it comes to fentanyl deaths, there’s a built-in prejudice, if not an actual presumption, that the victim knowingly took fentanyl. In many cases, however, the victims were told that the fentanyl was another drug such as ecstasy (MDNA), cocaine or oxycodone. In the western United States, especially in California and Arizona, everyone has heard of “Mexican Oxy”. People think they are taking a real Oxycodone tablet, but it is a fentanyl knock-off. These unsuspecting victims fall asleep and die. In this post, however, I am referring specifically to those persons who were murdered with fentanyl. No accident involved. Straight up intentional murder.
With a fentanyl overdose there’s literally no smoking gun. There is typically just a 911 call reporting that someone is unconscious. There’s no 911 call with someone screaming “shots fired” or yelling “send the police”. There’s never any sign of a struggle or violence. We are seeing cases where the victim was actually targeted, lured and poisoned with the intent to murder them. Auto theft rings and many others are using fentanyl instead of guns. For every murder you hear about on the news involving a gun, I suspect there are at least as many more unreported murders committed using fentanyl. Fentanyl it seems is becoming America’s murder weapon of choice. The people who die from fentanyl will never be on the news and virtually none of the fentanyl overdose deaths will ever be investigated. We closely investigate these cases and sometimes it isn’t an accidental overdose. It’s murder. If you have had a loved one who died from fentanyl and your claim has been denied, don’t hesitate to call or send us an email today.